Plain-English money advice
Get rich the boring way.
No stock picking. No daily budgeting. Just a simple plan that runs itself, so you can check one number and get on with your life.
Free. No sign-up. Your numbers never leave your browser.
Example plan · $5,200/mo take-home
No tracking. No guilt.
- Bills$2,910
- Irregular bills$196
- Savings$260
- Investing$520
- Guilt-free spending$1,314
How it works
Three steps. Then you mostly forget about it.
- 1
Set it up once
Spend about an hour with your Boring Plan. Your pay, your bills, the stuff that sneaks up on you.
- 2
Put it on autopilot
Automatic transfers on payday send money where it needs to go. Bills, savings, investing. Done.
- 3
Check one number
What's left is yours to spend, guilt-free. You get one weekly number. That's the only thing to watch.
Why boring?
I check my money every day, so you don't have to.
Most money systems are either too much work or too loose to trust. The Boring Plan takes the best parts of each and leaves out the homework.
Detailed budgeting apps
Track every dollar
- Powerful and precise
- Needs check-ins every few days
- Most people quit within weeks
Simple percentage plans
Set it and forget it
- Very easy to start
- Irregular bills catch you off guard
- Hard to tell if you’re on track
The middle ground
The Boring Plan
- About an hour to set up
- Irregular bills planned for
- One number to check, weekly
Start here
Investing, without the jargon.
- Lesson 1
What investing actually is
And why it's less scary than you think.
- Lesson 2
Your paycheck, explained
Where your money goes before you ever see it.
Coming soon - Lesson 3
401(k), IRA, brokerage
Three buckets for your money, in plain English.
Coming soon - Lesson 4
The employer match
The closest thing to free money you'll ever get.
Coming soon
Your plan takes about an hour.
Grab your last paystub and a rough idea of your bills. We'll do the math.
Build your Boring Plan